Disclaimer for our planning service

Important notice

Information provided is general and not personal advice.

Results may vary depending on your circumstances and decisions.

This website provides information about our subscription-based financial planning service. All content is intended for general informational purposes only and does not constitute specific financial, legal, or tax advice. We recommend seeking personal advice from a qualified professional before making decisions based on the information provided here.

General information notice

All information on this website is provided in good faith for general guidance. We make no representations or warranties regarding the completeness, accuracy, reliability, or suitability of the information. Use of the content is at your own discretion and risk.

Limitations of liability

We are not liable for any loss or damage resulting from reliance on the website or service content.

Our service is not responsible for any direct or indirect losses arising from the use or misuse of website information.
We do not guarantee the accuracy or completeness of information provided on this site or during consultations.
No advice or information given constitutes a guarantee of results or specific outcomes for users.
Users are encouraged to seek independent advice for their personal circumstances before making decisions.

Accuracy of information

We strive to ensure accuracy, but information may become outdated or incomplete. No liability is accepted for errors or omissions, and updates may occur without notice.

The content is provided as-is, without guarantee of accuracy, completeness, or timeliness.

No substitute for advice

Nothing on this site should be interpreted as a substitute for personalised financial, legal, or tax advice from a licensed professional.

External links

This website may contain links to third-party sites. We are not responsible for the content, accuracy, or security of external resources. Visiting external links is at your own risk.

Results may differ between users

Outcomes will vary depending on personal circumstances. Past performance does not guarantee future outcomes.

Variation of outcomes

Your experience may differ from those highlighted. No guarantee of specific results is made.

Financial service disclaimer statement

We offer a subscription planning service and do not provide investment, product, or training services.

No investment products, portfolios, or educational products are sold or promoted on this website.
Our service does not include product recommendations, investment advice, or guarantees of financial performance.
The subscription covers ongoing planning and consultations only, for a fixed monthly fee.

Jurisdiction and governing law

Our service is provided in accordance with Australian law.

All users agree to the jurisdiction of the courts of Australia for any disputes arising from use of this website or service.

Australian law applies to all interactions with our service and website.

We comply with applicable Australian regulations and standards for financial service providers.

Indemnification

By using this website or service, you agree to indemnify us against any claims arising from your use of the information provided.

Severability

If any provision of this disclaimer is found invalid, the remainder remains effective and enforceable.

Changes

We reserve the right to update this disclaimer at any time. Please review regularly for updates.

Contact us

For questions about this disclaimer or our service, please use the contact details below.

Contact email: content@letinlitalaeum.com

Phone number: +61-8-9853-8557

Postal address: 265 King Street, Newcastle, NSW 2300 Australia

Effective date: September 7, 2025

Last updated: September 7, 2025