Terms and conditions of subscription service

These terms govern your use of our subscription-based financial planning service. Please read them carefully before subscribing or using our website.

September 29, 2025

Acceptance of terms

By accessing or using our website and subscription service, you agree to comply with these terms and all applicable laws and regulations. If you do not agree, please do not use our site or service.

Definitions

Key terms used in these conditions are explained below.

• "Service" refers to the financial planning subscription offered through our website.
• "User" refers to any individual or entity accessing our website or subscribing to our service.
• "Content" means all information, text, graphics, and materials provided on our site.
• "Agreement" refers to these terms and conditions, as updated from time to time.

Service usage and subscription

Use of our service is subject to these terms and compliance with Australian law. The subscription is for ongoing planning and consultations only.

Eligibility

You must be at least 18 years old and capable of entering into a binding agreement to use our service.

Service is not available to minors.

User responsibilities

Users must provide accurate information and use the service ethically.

• Keep your account details secure and private.
• Comply with all applicable laws and regulations.
• Do not misuse the website or service for unauthorised purposes.
• Notify us promptly of any security or privacy concerns.

Prohibited uses

You must not use our service for unlawful or prohibited activities.

• Engaging in fraudulent, deceptive, or illegal conduct.
• Attempting to gain unauthorised access to our systems or data.
• Using the website to harass, abuse, or harm others.
• Posting or transmitting harmful or offensive content.
• Violating intellectual property or privacy rights of others.

Intellectual property rights

All website content, branding, and materials are the property of the company or licensed to us. Unauthorised use, reproduction, or distribution is prohibited.

User content and submissions

Users may provide feedback or questions through contact forms. We reserve the right to use this content for service improvement.

Privacy and data protection

Your data is handled in accordance with our privacy policy. Please review it to understand how your information is collected and used. Privacy policy

Disclaimer of warranties

The service is provided as-is, without warranties of any kind, express or implied.

Limitation of liability statement

To the extent permitted by law, we are not liable for damages arising from use or inability to use the website or service.

Indemnification

You agree to indemnify us from any claims or losses resulting from your use of the service or breach of these terms.

Dispute resolution process

Any disputes will be resolved under Australian law using the process outlined below.

Applicable law and jurisdiction

Australian law governs this agreement and any disputes.

Termination

We reserve the right to terminate access for breach of terms or unlawful conduct.

Changes

We may update these terms at any time. Please review them regularly for changes.

Severability

If any part of these terms is invalid, the remainder still applies.

Entire agreement

These terms, plus our policies, constitute the full agreement between you and us.

Contact for terms questions

For any questions about these terms, please contact us below.